PJ Brooks & Co Insurance Brokers
PJ Brooks & CoInsurance Brokers

Employers' Liability Tracing Office

It will be seen from the previous article relating to the Employers' Liability Compulsory Insurance Act that it is a legal requirement that all employers arrange Insurance to cover their statutory obligations in the event of injury,illness or disease to their employees arising out of and in the course of their employment.


In order to further protect the interests of any employee, rules were subsequently introduced by the Financial Services Authority (FSA) requiring the population of an Employers ' Liability Database (ELD) with certain information pertaining to these Policies which could then be used by employees in tracing the appropriate Insurer should they need to make a claim for injury or illness sustained during their employment.


The Employers’ Liability Tracing Office (ELTO) was therefore established as an independent industry body by members who are Employers Liability Insurers as a proactive move in ensuring that an injured employee can quickly identify the appropriate Insurer at the time of injury, illness or disease.

Most insurers are now required to supply policy data to the ELD on all new and renewed EL policies from 1 April 2011. 

Write to us at


100 Bowen Court,

St Asaph Business Park,

St Asaph,


LL17 0JE


Phone/Fax us on


  01492 532902


 01492 533378 

Or Email us at info@pjbrooks.org.uk

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